can purchase a vehicle for:
- Parents
- Spouse
- Children
- Siblings living in Pakistan
This feature makes the scheme ideal for supporting family transportation needs.
Wide Range of Vehicles
Applicants can select from popular Pakistani car brands and models, including sedans, hatchbacks, SUVs, and hybrid vehicles.
Eligibility Criteria
To apply for the Roshan Apni Gari Scheme, applicants generally need to meet the following conditions:
Basic Requirements
- Must be a Pakistani citizen living abroad
- Hold a valid CNIC, NICOP, or Pakistani passport
- Have an active Roshan Digital Account
- Meet the bank’s income and employment requirements
Eligible Overseas Workers
The scheme is available to:
- Salaried employees abroad
- Business owners
- Freelancers with stable income
- Self-employed overseas Pakistanis
Different banks may have slightly different eligibility rules.
How to Apply for Roshan Apni Gari Scheme
Applying for the scheme is straightforward if you follow the right steps.
Maintain Stable Income Records
Strong financial documents increase approval chances and may help secure better financing terms.
Common Questions About the Scheme
Can I apply without visiting Pakistan?
Yes. The entire process can be completed online from abroad.
Is Islamic financing available?
Yes. Many banks provide Shariah compliant Islamic auto financing options.
Can I finance a used car?
Some banks allow financing for certified used vehicles, depending on their policies.
Which banks offer the scheme?
Several major Pakistani banks participate in the Roshan Digital Account program and offer vehicle financing services.
Conclusion
The Roshan Apni Gari Scheme for Overseas Pakistanis is an excellent opportunity for overseas Pakistanis who want to buy a vehicle in Pakistan without unnecessary complications. With digital applications, flexible installment plans, and secure banking support, the scheme has made car ownership much easier for non resident Pakistanis.